Freedom Plan by Master Peace Cashflow

01

Cash inflow

Active incomeSalary, wages, work you do฿/mo

Passive incomeCash flow from investment and other assets, step 03฿0/mo

Yearly incomeBonus or once-a-year income฿/yr

Yearly income comes inMonth it is paid, for the 12-month forecast

I run my own business or freelanceYour emergency fund is then 12 months of cash outflow, not 6

02

Cash outflow

Everyday spendingFood, bills, transport, fun฿/mo

Debt paymentsFrom liabilities, step 04฿0/mo

Other yearly costsInsurance, tax, gifts, trips฿/yr

Yearly costs are due inMonth they are paid, for the 12-month forecast

Provident fund, your partYour own monthly contribution. A fixed cost, part of cash outflow฿/mo

InvestmentFor cash flow, like stocks, funds or property that pay you. Not part of cash outflow฿/mo

SavingFor store of value. What is left after cash outflow and investment goes here automatically฿0/mo

03

Assets

For each one: value today, cash flow it pays you each month, and total yearly return (price change included).

Liquid asset

฿0

Investment asset

฿0

Provident fund, RMF / SSF and pension insurance go in step 06, not here, so they are not counted twice.

Personal asset

฿0

Other asset

฿0

A business you own and run: no market price, hard to sell.

04

Liabilities

For each one: balance still owed, monthly payment, and yearly interest.

Investment Debt

฿0

Personal Debt

฿0

05

Timeline

Your age now

Age you want to retire

Plan until ageLife expectancy

06

Retirement money already planned

Investment assetsFrom step 03. Investment debt is paid from cash outflow, so it is not taken off here฿0

Provident fundYour balance so far฿

RMF / SSFRetirement mutual funds฿

Pension insuranceCash value so far฿

Other savings for retirementDeposits, bonds, anything set aside฿

07

Life after work

Food฿/mo

Home฿/mo

Getting around฿/mo

HealthcareOne lump sum for age 60–85฿

InflationHow fast prices rise each year%

Plan your freedom

Home

My numbers

Cash inflow

Cash outflow

Assets

Liquid asset

Investment asset

Personal asset

Other asset

Liabilities

Investment Debt

Personal Debt

Timeline

Retirement money already planned

Life after work

Dreams

Balance Sheet

Cash flow forecast

6 Levels of Wealth™

Master Peace Cashflow